At Fidelity Home Group, we are Florida VA Loan Experts! We offer more options, more transparency and a simpler way to find the right VA loan program for your unique situation.

VA Loans are a type of mortgage loan that are provided by the U.S. Department of Veterans Affairs (VA) to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. These loans are intended to help veterans and other eligible borrowers purchase homes, as well as to refinance existing mortgages. VA Loans are available to eligible veterans & service members and typically feature more favorable terms, such as lower interest rates and no down payment requirements, compared to traditional mortgages.

VA Loans are a great option for eligible veterans and service members, as they allow borrowers to purchase a home with no down payment required. This can be especially beneficial for those who may not have a lot of savings for a down payment, as it opens up more options when it comes to the type and price of home that they can afford. Additionally, VA Loans often feature more favorable terms than traditional mortgages, such as lower interest rates, which can save you thousands of dollars over the life of the loan.

A VA IRRRL, or Interest Rate Reduction Refinance Loan, is a mortgage refinance option for Veterans who have an existing VA loan. It allows them to refinance to a lower interest rate or convert from an adjustable to fixed-rate loan, and the process is streamlined with less paperwork and faster than a traditional refinance.

Since the program’s inception in 1944, it’s estimated that over 23 million veterans and service members have used their VA loan benefits to purchase homes!