Skip to main content
Available 7 Days/Week       MON - FRI  8am - 7pm       SAT - SUN  10am – 6pm
Call us (386) 456-6380
Apply Now

Category: Florida VA Condo Loan

At Fidelity Home Group, we are Florida VA Condo Loan Experts. We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

VA Loans are a type of mortgage loan that are provided by the U.S. Department of Veterans Affairs (VA) to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. These loans are intended to help veterans and other eligible borrowers purchase homes, as well as to refinance existing mortgages. VA Loans are available to eligible veterans & service members and typically feature more favorable terms, such as lower interest rates and no down payment requirements, compared to traditional mortgages.

There’s No Foreclosure Wave in Sight [INFOGRAPHIC]

Written by Florida VA Loan Syndicated User on . Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, Foreclosures, Infographics.

Some HighlightsHeadlines saying foreclosures are rising might make you feel uneasy. But the truth is, there’s no need to worry.If you look at the latest numbers, they’re still below pre-pandemic norms and way below what happened during the crash.If you’re worried about a flood of foreclosures, the data shows a foreclosure crisis is not where the market is today and is not where it’s headed.

Continue reading

Don’t Wait Until Spring To Sell Your House

Written by Florida VA Loan Syndicated User on . Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Sellers, Interest Rates.

As you think about the year ahead, one of your big goals may be moving. But, how do you know when to make your move? While spring is usually the peak homebuying season, you don’t actually need to wait until spring to sell. Here’s why.1. Take Advantage of Lower Mortgage RatesLast October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. That means you may not feel as locked-in to your current mortgage rate right now. That downward trend in rates has made moving more affordable now than it was just a few months ago.Another reason...

Continue reading

Foreclosure Activity Is Still Lower than the Norm

Written by Florida VA Loan Syndicated User on . Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, Foreclosures, Housing Market Updates.

Have you seen headlines talking about the increase in foreclosures in today’s housing market? If so, they may leave you feeling a bit uneasy about what’s ahead. But remember, these clickbait titles don’t always give you the full story.The truth is, if you compare the current numbers with what usually happens in the market, you’ll see there’s no need to worry.Putting the Headlines into PerspectiveThe increase the media is calling attention to is misleading. That’s because they’re only comparing the most recent numbers to a time where foreclosures were at historic lows. And that’s making it...

Continue reading

2 of the Factors That Impact Mortgage Rates

Written by Florida VA Loan Syndicated User on . Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers, Interest Rates.

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why?The answer is complicated because there’s a lot that can influence mortgage rates. Here are just a few of the most impactful factors at play.Inflation and the Federal ReserveThe Federal Reserve (Fed) doesn’t directly determine mortgage rates. But the Fed does move the Federal Funds Rate up or down in response to what’s happening with inflation, the economy, employment...

Continue reading

Florida Mortgage | Why the Price of Your House Matters When Selling

Written by Florida VA Loan Syndicated User on . Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates.

Why the Price of Your House Matters When Selling. The asking price for your house can greatly affect your bottom line and how fast your house sells. Let’s connect so we can find the right price for your house. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homesellingtips

Continue reading

Will a Silver Tsunami Change the 2024 Housing Market?

Written by Florida VA Loan Syndicated User on . Posted in Demographics, Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, Housing Market Updates.

Have you ever heard the term “Silver Tsunami” and wondered what it’s all about? If so, that might be because there’s been lot of talk about it online recently. Let’s dive into what it is and why it won’t drastically impact the housing market.What Does Silver Tsunami Mean?A recent article from HousingWire calls it:“. . . a colloquialism referring to aging Americans changing their housing arrangements to accommodate aging . . .”The thought is that as baby boomers grow older, a significant number will start downsizing their homes. Considering how large that generation is, if...

Continue reading