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Category: Florida VA Loan Rates

At Fidelity Home Group, we are Florida VA Loan Experts. We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

VA Loans are a type of mortgage loan that are provided by the U.S. Department of Veterans Affairs (VA) to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. These loans are intended to help veterans and other eligible borrowers purchase homes, as well as to refinance existing mortgages. VA Loans are available to eligible veterans & service members and typically feature more favorable terms, such as lower interest rates and no down payment requirements, compared to traditional mortgages.

Today’s Housing Market Is Nothing Like 15 Years Ago

There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking at key variables now compared to the last housing cycle, there are significant differences.

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Florida Mortgage | Equity is the Shining Star of the Housing Market

Florida Mortgage | Equity is the Shining Star of the Housing Market | Today’s mortgage holders have more equity than ever before. Let’s connect to discuss how your equity can help you reach your homebuying goals. NMLS ID 1834853 #homeequity #floridarealestate #housingmarket2022

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Is It Time To Sell Your Second Home?

During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent article, Investopedia shares additional factors that push a home into this category: location, such as a home on the water or in a desirable city, and features, the things that make the home itself feel luxurious.

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Florida Mortgage | Today’s Homebuyers Have More Negotiation Power

Florida Mortgage | Today’s Homebuyers Have More Negotiation Power | Recent inventory growth means you have more options and more negotiation power when you buy a home. Let’s connect if you’re ready to take advantage of the opportunities created by today’s housing market. NMLS ID 1834853 #floridahomebuyers #floridamortgage #homebuyers #homebuyertips

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What Experts Are Saying About the 2023 Housing Market

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated home prices. But what about 2023?

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