Category: Florida VA Loan Rates

At Fidelity Home Group, we are Florida VA Loan Experts. We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

VA Loans are a type of mortgage loan that are provided by the U.S. Department of Veterans Affairs (VA) to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. These loans are intended to help veterans and other eligible borrowers purchase homes, as well as to refinance existing mortgages. VA Loans are available to eligible veterans & service members and typically feature more favorable terms, such as lower interest rates and no down payment requirements, compared to traditional mortgages.

Why You Can’t Compare Now to the ‘Unicorn’ Years of the Housing Market [INFOGRAPHIC]

Written by Florida VA Loan Syndicated User on June 10, 2023. Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers, For Sellers, Foreclosures, Housing Market Updates, Infographics, Pricing.

Some HighlightsComparing housing market metrics from one year to another can be challenging in a normal housing market – and the last few years have been anything but normal. In a way, they were ‘unicorn’ years.Expect unsettling housing market headlines this year, mostly due to unfair comparisons with the ‘unicorn’ years.Connect with a local real estate professional who can share the data that puts those headlines in the proper perspective.

Florida Mortgage | Moving Fuels the Economy

Written by Florida VA Loan Syndicated User on June 9, 2023. Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates.

Florida Mortgage | Moving Fuels the Economy. Moving fuels the economy. Let’s connect when you’re ready to buy or sell. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

This Real Estate Market Is the Strongest of Our Lifetime

Written by Florida VA Loan Syndicated User on June 9, 2023. Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers, For Sellers, Housing Market Updates.

When you look at the numbers today, the one thing that stands out is the strength of this housing market. We can see this is one of the most foundationally strong housing markets of our lifetime – if not the strongest housing market of our lifetime. Here are two fundamentals that prove this point. 1. The Current Mortgage Rate on Existing MortgagesFirst, let’s look at the current rate on existing mortgages. According to the Federal Housing Finance Agency (FHFA), as of the fourth quarter of last year, over 80% of existing mortgages have a rate below 5%. That’s significant. And, to take that...

The Main Reason Mortgage Rates Are So High

Written by Florida VA Loan Syndicated User on June 8, 2023. Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers, Interest Rates.

Today’s mortgage rates are top-of-mind for many homebuyers right now. As a result, if you’re thinking about buying for the first time or selling your current house to move into a home that better fits your needs, you may be asking yourself these two questions: Why Are Mortgage Rates So High?When Will Rates Go Back Down?Here’s context you need to help answer those questions.1. Why Are Mortgage Rates So High? The 30-year fixed-rate mortgage is largely influenced by the supply and demand for mortgage-backed securities (MBS). According to Investopedia: “Mortgage-backed securities (MBS) are...

Real Estate Is Still Considered the Best Long-Term Investment

Written by Florida VA Loan Syndicated User on June 7, 2023. Posted in First Time Home Buyers, Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers, Housing Market Updates, Move-Up Buyers.

With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. A recent poll from Gallup shows the answer is yes. In fact, real estate was voted the best long-term investment for the 11th consecutive year, consistently beating other investment types like gold, stocks, and bonds (see graph below):If you’re thinking about purchasing a home, let this poll reassure you. Even with everything happening today, Americans recognize owning a home is a powerful financial decision.Why Do Americans Still Feel...

Florida Mortgage | Florida’s New Law Requires Insurance Companies to Address Rates

Written by Florida VA Loan Syndicated User on June 6, 2023. Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates.

Florida Mortgage | Florida’s New Law Requires Insurance Companies to Address Rates | NMLS ID 1834853 #floridamortgage #floridahomeownersinsurance #fidelityhomegroup

Oops! Home Prices Didn’t Crash After All

Written by Florida VA Loan Syndicated User on June 6, 2023. Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers, For Sellers, Housing Market Updates, Pricing.

During the fourth quarter of last year, many housing experts predicted home prices were going to crash this year. Here are a few of those forecasts:Jeremy Siegel, Russell E. Palmer Professor Emeritus of Finance at the Wharton School of Business:“I expect housing prices fall 10% to 15%, and the housing prices are accelerating on the downside.”Mark Zandi, Chief Economist at Moody’s Analytics:“Buckle in. Assuming rates remain near their current 6.5% and the economy skirts recession, then national house prices will fall almost 10% peak-to-trough. Most of those declines will happen sooner...

Reasons To Own Your Home [INFOGRAPHIC]

Written by Florida VA Loan Syndicated User on June 3, 2023. Posted in First Time Home Buyers, Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers, Infographics.

Some HighlightsJune is National Homeownership Month, and it’s a perfect time to think about all the benefits that come with owning your home.Owning a home not only makes you feel proud and accomplished, but it’s also a big step toward having a secure and stable financial future.Are you ready to enjoy all the amazing advantages that come with owning a home? Get in touch with a local real estate agent to start the process today.

Florida Mortgage | Tips To Help You Buy a Home in Today’s Market

Written by Florida VA Loan Syndicated User on June 2, 2023. Posted in Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates.

Florida Mortgage | Tips To Help You Buy a Home in Today’s Market Use these tips to make your best offer in today’s sellers’ market. Let’s connect so I can help you buy that home you’ve been wanting. NMLS ID 1834853 #floridahomebuying #floridarealestate #floridahomebuyertips #fidelityhomegroup

The True Value of Homeownership

Written by Florida VA Loan Syndicated User on June 2, 2023. Posted in First Time Home Buyers, Florida VA Condo Loan, Florida VA Loan, Florida VA Loan Rates, For Buyers.

Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging. And with June being National Homeownership Month, it’s the perfect time to think about all the benefits homeownership provides. Of course, there are financial reasons to buy a house, but it’s important to consider the non-financial benefits that make a home more than just where you live.Here are three ways owning your home can give you a sense of accomplishment, happiness, and pride. You May Feel Happier and More Fulfilled Owning a home is associated with better mental health and...